Executive Team

Shortly after her retirement, Pat began volunteering at various nonprofits in Howard County and began to expand her knowledge about nonprofit management. In 2009, she was hired to be the charter Executive Director of the Bright Minds Foundation, which is the HCPSS Educational Foundation, just newly formed at that time, where she served for nine years. Under Pat’s leadership, the Foundation grew from a startup nonprofit to one widely recognized for promoting equity for Howard County public school students via many programs developed together with the Board of Directors.
After this most recent retirement, Pat continued to engage with local community organizations performing philanthropic work. Because of her experience in leading a start up nonprofit, Pat was drawn to the idea of creating a new nonprofit dedicated to helping her peers navigate the various options and opportunities available to them at this exciting stage of life.
Pat is the co-founder and Executive Director of This Point Forward and is happy to be working on the organization and creating meaningful programs along with Mary and the current Board of Directors. Pat feels that her truly relevant experiences benefit the team as they strive to develop programs that are most helpful to others seeking to determine what’s next for them.
Pat is a graduate of the Leadership Howard County Premier Class of 2010. She has served as Chair of several Leadership Premier training committees, as well as a member of their Recruitment and Selection Committees, and has been a member of the Association of Community Services Education and Training Committee. She has also served on the Community Foundation of Howard County’s Grants Review Team and Scholarship Review Team. She is currently a member of the Women’s Giving Circle Diversity Education and Inclusion Committee.
Pat has one son who teaches in Montgomery County and two small grandsons that she loves to spend as much time with as possible.

Mary recently became a 2nd act entrepreneur. In 2019, she founded ReFrame Financial Planning, a fee-only Financial Planning and Advisory firm in Howard County. Mary started ReFrame Financial Planning to help individuals build financial and purpose-driven transition plans for retirement. Mary specializes in guiding clients through the next chapter of their lives by balancing their financial and personal resources to align their values, passions, and purpose. Prior to founding ReFrame, Mary worked for over 10 years at a local Advisory firm where she was a Partner and Senior Advisor. Financial Planning is a mid-life career change for Mary. Prior to beginning a career in the financial advisory industry, Mary spent 10 wonderful years at home with her children. Before becoming a stay-at-home mom, Mary was an Assistance Vice President for Putnam Investments where she was responsible for the management of IT operations at the main headquarters in Boston and two international offices. She was the client services liaison between the Investment Management group and the IT division responsible for managing business partners’ expectations for the implementation and delivery of new IT initiatives.
Mary received a Bachelor of Science degree in Mathematics with minors in Business and Computer Science from the University at Albany, SUNY. She holds the prestigious CERTIFIED FINANCIAL PLANNER TM certification. Mary is also a graduate of the Leadership Howard County, Premier Class of 2015.
Mary lives in Ellicott City, MD with her husband and two children. She is active in her community where she volunteers regularly. Mary is an Advisory Board member for the Women’s Giving Circle of Howard County and Conscious Capitalism of Maryland.
Board of Directors

Bill loves to travel, so one opportunity that he took advantage of was to develop a program and teach an Information Technology (IT) Executive course to IT professionals from across the world in Turin, Italy each summer. Afterwards, he and his wife would travel through Europe.
After he retired from Social Security, Bill also wanted to make a contribution to his community, so he engaged in several volunteer activities. Both of his children had received an outstanding education from Howard County Public Schools so, to help pay back, he joined the Bright Minds Foundation (the educational foundation of Howard County Public Schools) and eventually served as Board Chair. He also helped his local community by serving as chair of a Village Board in Columbia for several years. In addition, he judges for the National History Day contest at College Park, and handles service dogs at libraries, schools and hospitals for Fidos for Freedom.
When Bill retired, he would have appreciated a service that could help him explore and reimagine ideas and opportunities to align his passions with his time and talents. To provide this opportunity to others is his reason for pursuing This Point Forward

A graduate of Leadership Howard County, Ellen serves as a member of LHC’s General Membership Committee. A strong advocate for the arts, humanities, and service in the community, she currently serves on the boards of directors of the Friends & Foundation of the HC Library System, HC Arts Council, HC Historical Society, and Inner Arbor Trust, and as an active member of the HC League of Women Voters and Women’s Giving Circle of Howard County.
In contemplating retirement and her next adventure, Ellen is looking forward to exploring options and opportunities for her own time and talents, and to helping others do the same.

Tanya is a 2020 graduate of Leadership Howard County. She is also on the board of Conscious Capitalism of Central Maryland and serves as chair of the Governance and Membership committees. She has previously served on the boards of Project Literacy of Watertown, Massachusetts, and Wellesley Student’s Aid Society, both as director and as chair of the investment committee.
She lives in Ellicott City with her husband and two children. She enjoys hiking, biking, and birding.
Tanya advocates planning for longer life expectancies and making these longer retirements as satisfying as possible. She sees working with This Point Forward as an opportunity to help retirees in our community explore options for meaningful paid and unpaid work.

In 2020, Marci also trained and certified as a High Performance Coach and now helps clients discover the clarity needed to get to the next level of performance in their business and personal lives.
Passionate about helping women achieve their goals, Marci was named an Emerging Leader by the SBA in 2018 and most recently was nominated for the Forbes 50 over 50, celebrating women who have taken on new challenges and new directions after the age of 50.

Roger’s designations include, Accredited Investment Fiduciary (AIF®), Life Underwriter Training Council Fellow (LUTCF), and Certified Financial Educator (CFE).
In 1993, Roger started as an account representative with Horace Mann Educators Corp. During his 3 years with Horace Mann, he provided clients with life, health, property-casualty insurance, annuities, and retirement planning. From 1996-1999, Roger was a registered representative with Edward Jones & Co., providing investment advisory services to individuals and small business owners. In November 1999, Roger joined Securities America, Inc. (SAI) a broker/dealer, member FINRA/SIPC to start RSD Financial, LLC.
Roger served as a Board Member for Bridges to Housing Stability for several years. He is currently serving on the WPM board and has now been appointed to the This Point Forward board.
Roger spends many evenings teaching investment classes at the Community College of Baltimore County (CCBC) and Howard County Community College. He enjoys sharing his experience and abilities with others, believing that everyone should know the basics of investing and should have a financial strategy for their future.
As an independent financial planner, Roger can focus on his clients by customizing investment portfolios to match their needs. He has a strong recognition of the special challenges that face retirees, who need to carefully strategize their investments to enjoy the freedom that retirement brings. His clients most appreciate the level of service and communication he maintains with them which helps them reduce the stress of money management.
Roger currently resides in Howard County with his wife and children. In his spare time, he enjoys being involved in the local community, as well as playing tennis and volleyball.

For almost 20 years prior to his Verizon consulting role, Bob held leadership positions of increasing size, scope and responsibility in Information Technology. He was responsible for leading design and implementation of medium to large scale projects in finance and operations.
Building on his professional career, Bob has served on the board for several local not-for-profit organizations, including ACS and as a founding board member of NeighborRide. He is currently on the boards of Wintergrowth and This Point Forward .

Chris completed his Master of Non-Profit Management degree from Regis University in December of 2016 and is also an alumnus of Fairfield University in Fairfield, Connecticut. He and his family reside in Howard County.

Legacy Leadership recruits, offers training and placement of Maryland residents 50+ in age, in governmental offices as volunteer service leaders during the ninety-day session of the Maryland General Assembly.
In addition to serving as the program coordinator since 2007, Wesley is an alum of the first (2001) class of Legacy Leaders.
In addition, Wesley is the Co-Director of the Community Engagement and Outreach Core, of the Maryland Center for Health Equity.
He also serves as a Legislative Guest Lecturer of the Health Policy Class in the School of Public Health.
Wesley has a BA degree in Business Administration, and prior to joining the School of Public Health, he served in various management positions in the financial services industry, culminating in the presidency of a local financial institution.